In north carolina, the pre-licensing education requirement for mortgage loan originators is:

North Carolina Mortgage Loan Officer Pre-Licensure

Course Pricing and Packages

20 + 4 Hour SAFE Comprehensive: MLO Pre-Licensure Course Packages

The first step to MLO licensure is creating an NMLS account to get an account ID. Once you’ve done this, you’re ready to take your 24 hours of Pre-Licensure education. This education will prepare you for the next step towards getting your license, which is taking the SAFE MLO Test.

Course Only

Full Details

$336.75

$449

 20 hour PE course

 4 state specific hours

 Online instructor-led

 Fulfills all Pre-Licensure requirements

Premium

Full Details

$509.25

$679

 20 hour PE course

 4 state specific hours

 8 hour CE course for future renewal*

 All features from Standard

 Includes your future renewal

 Includes eTextbook resource

* Additional state specific CE course may be required

Standard

Full Details

$419.25

$559

 20 hour PE course

 4 state specific hours

 All features from Course Only

 Includes Exam Prep

All packages include the following features

Our Pre-Licensure Education packages fulfill the SAFE Act requirement and provide a comprehensive introduction to the principles and practices of mortgage lending. In addition to the required core topics, the PE course will focus on content areas appearing on the SAFE MLO Test.

  • 3 hours of Federal Law
  • Uniform state content
  • 3 hours of Ethics
  • Loan inquiry
  • 2 hours of Non-Traditional Mortgage Lending
  • Downloadable course handbooks
  • 12 hours of Electives
  • Mortgage glossary
  • Application process requirements, qualification, closing, and financial calculations
  • Discussions with instructors and other students

New eTextbook Resource!

Includes access to Residential Mortgage Lending Principles and Practices, 7E, an eTextbook full of great information on the mortgage loan industry. You will have access to this eTextbook including benefits such as sharable notes, flashcards, and study guides for one year.

Our comprehensive mortgage loan origination course includes handbooks and reference materials that have everything you need when studying for your exam. This eTextbook goes into even greater detail on many of the topics covered in this course and will be a great reference tool after you have begun your career as a mortgage lender. This eTextbook is supplementary material and is not required reading for this course.

What You'll Learn

Throughout this 767-page eTextbook you will learn about the role of residential mortgage lending in real estate and the economy, the different types of lending, regulatory compliance, underwriting, and other key mortgage related principles and practices.

About the Author

Author Tom Pinkowish is an established leader in the mortgage community, bringing over 40 years of mortgage lending experience to this eTextbook. You will learn critical mortgage lending topics alongside detailed real-world examples to help you put your knowledge into practice Throughout this eTextbook.

Additional Learning

This eTextbook comes with end of chapter questions, a detailed mortgage glossary, real world examples, charts and diagrams, and more to help you comprehend and master the material.

Residential Mortgage Lending Principles and Practices, 7E

$85

This comprehensive eTextbook covers everything you need to know regarding the principles and practices you’ll come across in residential mortgage lending. Supplement your learning with an
in-depth look at the mortgage industry and enjoy the added benefit of study tools like shareable notes, flashcards, and study guides.
Note: This eTextbook is included with purchase of the premium Pre-Licensure package.

Why Choose The CE Shop?

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Interactive Content

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Ground-Breaking Material

Bring your learning experience to life through revolutionary practice exercises.

Follow Your Progress

Track which lessons have been completed and how much time you've spent in the course.

Anytime, Anywhere Access

Learn when and where it's convenient for you with our online educational experience.

Course Demo

Whether you're just starting your mortgage career, or are a seasoned mortgage loan originator, our mortgage courses are proven to help you learn what you need to know so you can excel in your career. Powered by our custom LEAP 2.0 platform, our courses engage you from start to finish and will help you effectively learn and retain vital information for your benefit. There’s a reason why over 50,000 students choose us as their go-to education resource each month.

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State Requirements For the State of North Carolina

How many hours of North Carolina State laws must you take in your pre

North Carolina NLMS Pre-Licensing Education Requirements: New state-licensed MLOs are required to complete 24 hours of NMLS-approved education. This includes: 3 hours of federal law. 3 hours of ethics.

How many hours of approved NC specific continuing education are required for MLO renewal?

Mortgage loan originators in North Carolina can earn their state-specific elective requirement towards the 8 hours of annual continuing education needed for license renewal with this course.

What is the minimum surety bond requirement for mortgage loan originators in North Carolina?

(1) A mortgage broker shall post a minimum surety bond of seventy-five thousand dollars ($75,000).

What is a registered loan originator in North Carolina?

(21a) "Mortgage origination support registrant" or "registrant" means a person engaged exclusively in the processing or underwriting of residential mortgage loans and not engaged in the mortgage business.